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IMPACT ON YOU Your state tax burden may change depending on where you live Some states are shifting towards flat tax systems, impacting retirees and high-income earners WHAT YOU SHOULD DO Review your states tax law changes and how they impact your retirement plan If considering relocation, compare state tax policies on pensions and social security Work with a financial planner to optimize your tax strategy based on state-specific changes Frequently Asked Questions Q: What are the federal income tax brackets for 2025